Privacy Policy

Last updated: January 31, 2026

Meli is a budgeting application built by Futur Labs LLC. It works by reading transaction alert emails from your email account and extracting spending data from them. This policy explains what data Meli handles, where it goes, and what controls you have.

The short version

Meli runs entirely on your device. Your financial data and email credentials never leave it. We do not operate servers that store your data. Crash reports are sent when the application crashes to help us fix bugs, and an optional smart categorization feature can send transaction descriptions to our categorization service. Both can be disabled.

Data stored on your device

All of the following data is stored locally on your device in a database. None of it is transmitted to Futur Labs or any third party unless explicitly described below.

• Email account credentials — For IMAP accounts: server address and login credentials. For Gmail accounts: OAuth tokens. These are used solely to fetch emails from your account.
• Email content — Emails are downloaded and stored locally so Meli can parse transaction data from them.
• Transactions — Merchant names, amounts, dates, categories, tags, and notes extracted from your emails.
• Rules and preferences — Categorization rules, budget settings, currency preferences, and other configuration you create.

Data sent to third parties

Crash reports (Sentry)

When Meli crashes, it sends a crash report to Sentry, a third-party error tracking service. Reports are only sent for application crashes — regular errors, warnings, and log messages are never transmitted. These reports include the error message, stack trace, app version, operating system, and architecture. Before sending, Meli scrubs reports of sensitive information including passwords, tokens, API keys, and personally identifiable information. Crash reports do not contain your email content, transaction data, or credentials.

You can disable crash reporting in the application settings.

Smart categorization (optional, off by default)

Meli includes an optional smart categorization feature that suggests categories for your transactions. When enabled, it sends transaction descriptions (merchant names, notes, and amounts) to our categorization service, which forwards them to a third-party AI provider for processing. The AI provider does not use this data for model training. Our service does not store any of this data — it only passes the request through and returns the result. No email content, credentials, or other personal data is included in these requests.

This feature is disabled by default. You can enable or disable it at any time in the application settings.

Website

The Meli website (trymeli.app) collects your email address if you choose to join the waitlist. We use this address only to notify you about Meli. The website does not use analytics, tracking cookies, or advertising.

What we do not do

• We do not operate servers that store your financial data or emails.
• We do not sell, share, or rent your data to anyone.
• We do not use analytics or advertising trackers in the application.
• We do not require an account or login to use Meli.

Your controls

• Delete individual data — You can delete transactions, email accounts, rules, categories, and tags from within the application.
• Delete all data — Remove the application's data directory to erase all stored data.
• Disable crash reports — Turn off Sentry reporting in the application settings.
• Disable smart categorization — This feature is off by default and can be toggled in settings.
• Uninstall — Deleting the application and its support directory removes all data from your device.

Changes to this policy

We may update this policy from time to time. Changes will be posted on this page with an updated date. If we make significant changes to how we handle your data, we will note it prominently.

Contact

If you have questions about this policy, contact us at hello@trymeli.app.