1. Sign in to Capital One

    Open capitalone.com and log in to your account.

  2. Open Alerts

    Click your profile icon in the top right, then select Alerts from the menu.

    Capital One profile menu with Alerts circled in red.
    Open the profile menu, then choose Alerts.

  3. Choose your credit card

    On the Account Alerts page, select your Capital One credit card from the dropdown in the top right.

    Capital One Account Alerts header with a red arrow pointing to the credit card dropdown showing Savor.
    Choose the card you want alerts for. The example shows a Savor card.

  4. Turn on purchase emails

    Under Security and fraud, expand Instant purchase notifications. Set Amount to $0 and check Email.

    A $0 threshold enables alerts for all purchases, including small ones. You can keep text notifications enabled too.

    Capital One Instant purchase notifications with Amount set to $0.00 and Email checked, both marked in red.
    Enter $0.00 and select Email under Instant purchase notifications.

  5. Turn on refund emails

    Find Merchant refunds, expand it, and check Email. Capital One will email you when a merchant issues a refund. Meli can automatically read these emails and show refunds in your transaction history, so you can track money coming back without entering it manually.

    Capital One Merchant refunds alert expanded with the Email checkbox selected and circled in red.
    Select Email under Merchant refunds.

    If you have more than one Capital One credit card, select the next card and repeat these alert settings.

You’re all set!

Capital One will now email you about purchases and refunds. Connect your inbox to Meli to automatically import and categorize your spending.

New here? Select “Meet Meli” to learn more.

Common questions

How do I get Capital One email alerts for every purchase?

Under Instant purchase notifications, set Amount to $0 and check Email. Capital One’s alert settings explain that entering $0 enables notifications for all purchases. Repeat this for each credit card you want to track.

Can I enable alerts in the Capital One Mobile app?

Yes. Capital One’s instructions say to open Profile, then Alerts & Notifications, select your card, and tap Instant Purchase Notification. Choose email, set the minimum amount to $0, and tap Save. See Capital One’s official purchase notification instructions. The screenshots above show the website, so the mobile layout may differ.

Why am I not receiving Capital One transaction alerts?

Check that you selected the right card, set Amount to $0, and checked Email for the alerts you want. Confirm the email address shown beside the checkbox, then check your spam folder and email filters. Capital One notes that notifications can be delayed. If alerts still do not arrive, contact Capital One through its website or app.

How do I receive emails about refunds?

Enable Email under Merchant refunds for your card. This is separate from Instant purchase notifications, so turn on both to receive purchase and refund emails.

Do I need email alerts if text or push notifications are already on?

For Meli’s automatic email import, yes. Text messages and push notifications do not send transaction emails to your inbox. Select Email for both alert types; you can keep your other notifications enabled.

Do I need Meli to enable Capital One alerts?

No. You set up alerts directly in Capital One.

This guide uses Capital One website screenshots from September 11 and 14, 2026. Menus and available alerts may vary by account. For more about purchase notifications, see Capital One’s official guide. Meli is independent and is not affiliated with or endorsed by Capital One. Capital One names and screenshots belong to their respective owners.